A Buyers Guide

Some tips & guidance.
Buy with financial confidence.
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Introduction To Buying

Community Factors

Community Factors

A few community factors to consider: Commute to work, crime & safety, location-relative healthcare, lifestyle activities, schools, the location of family & friends.

Proper Bidding

Proper Bidding

Your opening bid should be based on two things: what you can afford (because you don’t want to outbid yourself), and what you really believe the property is worth.

Sleeper Costs

Sleeper Costs

Most people just focus on their mortgage payment, but they also need to be aware of the other expenses such as property taxes, utilities, and homeowner-association dues.

Long Term

Long Term

Are you planning to have kids? Will you be taking care of elderly relatives? You might be planning to live in your first home for only a few years. Who is your target market in the case of a re-sale?

Stalk The Neighborhood

Stalk The Neighborhood

Drop by morning noon and night. Many homebuyers have become completely distraught because they thought they found the perfect home, only to find out the neighborhood wasn’t for them.

Pre-Approval

Pre-Approval

There is a big difference between a buyer who is pre-qualified and pre-approved. Being pre-approved can save you a lot of time and energy as well as give you more bargaining power.

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You Need A
Relentless Realtor.

Who you have on your side throughout your buying process affects so many aspects of your life for years to come. Where you buy, the price you buy for, the hidden costs needing notice, these are all things that will affect you and your family for years to come. Our Realtors take their jobs extremely serious and vow to be relentless in their mission of finding you your ideal property.

Understanding
Your Home Contract.

Buying a home is serious business. It involves a lot of money and a valued property. Hence, it’s important that legal safeguards are in place. A purchase and sale agreement/contract provides these protections for both the buyer and seller. Our agents will make sure you understand every inch of your contract.

Understanding Your
Mortgage Options

Think about your long-term plan when exploring mortgage options. You might be one of those people who never plans to buy another home, so maybe you’re more interested in a 30-year, fixed-rate mortgage. However, another couple might look at this home as a starter property that they only want to own until their second child is born. They might want an adjustable rate mortgage. There are many mortgage options and our agents will analyze and suggest what is best for you.

Prioritizing
Needs & Wants

What do you want in a home? It’s a simple question. But it’s not necessarily the right one to ask when you’re preparing to start the house hunt. Add a few more words and you’ve got a better question: What do you want in a home, and what do you really need? Carefully considering your wants and needs is a key early step. You’re not likely to get everything you want in a home unless you’re building it from the ground up (with the budget to match).

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